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Cookies are small text files which a website may put on your computer or mobile device when you visit a site or page.


Cookies help us provide you with tailored information on our website and to enhance your experience.


There are many functions cookies serve. For example, they can help us to remember your username and preferences, analyse our website performance, and allow us to recommend content we believe will be most relevant to you.


Certain cookies contain personal information - for example, if you click 'remember me' when logging in, a cookie will store your username. Most cookies won't collect information that identifies you, and will instead collect general information such as how users arrive at and use our website, or a user's general location.


Please see below for a list of some of the cookies this website uses:


Cookie Name Purpose Information


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This is a session cookie and will be destroyed when you close your browser. This cookie is essential for our website to function.


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Google Analytics cookies. Google Analytics is software that lets us analyse how visitors use this site. We use this information to improve our website and enhance user experience.

These cookies collect data in an anonymous form. Please see Google’s privacy policy for further information:

To opt out of these cookies, please visit Google’s website:


Pop-up and pop-unders

When you close a pop-up or pop-under box, a cookie will be set on your machine to remember your preference.

The cookie will be destroyed when you close your browser; this means that the pop-up will display again the next time you visit the website.


Third-party cookies

We do not have access to data collected by third-party services and cannot prevent third-party services from setting these cookies. Where possible, we will notify you that third-party cookies may be set when using certain services.


Twitter cookies

On sites that have the Twitter feed enabled, Twitter may set cookies. For more details on what information Twitter collects, please visit their website:


Opting out/removing cookies

To opt out of Google Analytics cookies, please visit Google’s website.

You can also control what cookies you accept through your internet browser. For details on how to do this, please visit Please note that by deleting cookies or disabling future cookies you may not be able to access certain areas or features of our website.


Tracking users who open our emails

Our newsletters and emails may contain a 'web beacon pixel' or similar tracking to tell us whether our emails are opened and verify any clicks through to links or advertisements within the email. We may use this information for purposes including determining which of our emails are more interesting to users, whether users who do not open our emails wish to continue receiving them and to inform our advertisers how many users have clicked on their advertisements. The pixel will be deleted when you delete the email. If you do not wish the pixel to be downloaded, you should request to receive emails from us in plain text rather than HTML.

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Disclaimer has taken reasonable care in sourcing and presenting the information contained on this site, but accepts no responsibility for any financial or other loss or damage that may result from its use. In particular, users of the site are advised to take appropriate professional advice before committing themselves to involvement in offshore jurisdictions, offshore trusts or offshore investments.


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More Information

This document was last updated on 25th May 2012.